Austin Attorney Assists Capital City Residents with LTD Claims
Posted on Fri, Jan 20, 2012 @ 12:25 PM
Lonnie Roach, of Bemis, Roach & Reed, handles LTD cases for clients across the State of Texas suffering from a wide range of disabilities. These clients are fighting many different insurance companies to get the benefits they qualify for. Here are the stories of a few Austin residents who benefitted from our knowledgeable assistance.
An Austin physician was diagnosed with Ankylosing Spondylitis, a chronic condition that caused him intractable low back pain. Ankylosing Spondylitis has no known cure and, in our client’s case, required significant amounts of narcotic pain medication in order to attempt to control the associated pain. Even The Standard’s physician reviewer acknowledged that work was not recommended for this patient. His insurance company was not convinced, however, and denied his claim. We fought The Standard’s unreasonable denial and the client’s benefits were reinstated.
A Unum patient suffered from severe carpal tunnel syndrome with Martin Gruber anomaly. She had deformity to median nerves and permanent impairment to her bilateral hands of 45%. Her physicians permanently restricted her to four hours of work per day, and her employer determined she was not capable of continuing her occupation in a full time capacity and would therefore be terminated. Bemis, Roach & Reed filed a federal lawsuit to overturn the denial and was able to obtain a settlement for her.
A Cigna client suffered from major depressive disorder and was hospitalized due to job-related stress. Benefits were initially awarded, then denied because Cigna claimed she had been released to return to work, yet had not done so; however, her physician, though he had planned to, never released her to return to work. Our client had, in fact, suffered a relapse and was under the continual care of her physician. We fought the denial and won a reinstatement of her benefits.
According to the medical records, one of our clients had been certified as totally disabled due to bi-lateral peripheral neuropathy from Agent Orange exposure. Despite confirmation by one of the client's treating physicians, a review for Jefferson Pilot Insurance, performed by a nurse, determined his condition was not severe enough to merit short term or long term disability. We appealed his denial and won him a settlement.
Another client had been continuously disabled for more than six years. The Social Security Administration and the treating physician had found her to be totally disabled. She suffered from multiple co-morbid conditions that ruled out employment of any type. In addition to the serious and debilitating medical conditions our client endured, she required extended release opiates which rendered her unable to safely operate a motor vehicle. According to her gastroenterologist, she had been hospitalized five times over two years so that she could be treated with intravenous Phenergan, which she also took frequently at home. Although it helped with the daily nausea she suffered from, it had a sedating effect that further impaired her ability to work. We appealed MetLife’s denial and got benefits reinstated.
If you live in the Austin area, Dallas-Fort Worth, Houston, San Antonio, or anywhere in the State of Texas, and your LTD claim has been denied, contact Bemis, Roach & Reed to find out how we can assist you.