If you have Temporal Mandibular Joint Dysfunction (TMD) you may qualify for disability benefits For most people, their ability to work is linked to their ability to talk. Nearly every job requires at least some degree of verbal communication.
Unum Disability Claim – A history of denying valid claims Long-Term Disability (LTD) insurance providers have long had a reputation for denying legitimate claims. In 2002, CBS 60 Minutes broadcast a special on Unum’s unscrupulous practices. The program interviewed
There are many different programs available for the disabled and in some situations they intersect. Private Long-Term Disability Insurance, Social Security Disability Insurance, Supplemental Security Income, Worker’s Compensation benefits, Veteran’s Administration benefits are all targeted towards helping people who
There have been changes passed for ERISA which go into effect January 2018 The Employee Retirement Income Security Act of 1974 (ERISA) governs most private Long Term Disability insurance plans. The law sets standards for insurance plans. For example,
If you have Meniere’s Disease you may qualify for disability benefits Meniere’s disease is a relatively rare disease which only affects .2% of the population. Meniere’s disease is loosely defined as it is not a particular virus or bacterial
What are the main reasons Long Term disability claim appeals are denied? For Long Term Disability claims only a certain number of appeals are allowed. The law greatly favors insurance companies, making it difficult to win on your own.
If you are applying for disability benefits it is important to have an understanding and responsive physician on your side. About twenty percent of Americans live with some form of disability. Roughly ten percent of Americans collect benefits for
If you have liver disease you may qualify for disability benefits Social Security disability and long term disability policies both offer disability benefits for individuals with liver disease. The liver is a complicated organ and there is a lot
If you become disabled and need your LTD benefits, your insurer will usually ask you to apply for Social Security Disability Insurance benefits. Roughly one-third of workers are covered by Long Term Disability (LTD) Insurance, up from about a
If you have Liver Cancer you may qualify for disability benefits. Liver cancer is one of the most deadly forms of cancer. Only 17% of people who receive a liver cancer diagnoses are alive after 5 years. If the