Obtaining disability benefits for Multiple Sclerosis
Author: Attorney Lonnie Roach
Updated: 11/1/2024
Can I get disability benefits if I am suffering from the effects of Multiple Sclerosis?
First you must meet the SSA’s financial requirement: You must have worked long enough, recently enough, and not made over a predetermined level of income.
Second you must meet the medical requirements:
The Social Security Administration recognizes multiple sclerosis as a disabling condition in its Blue Book under Section 11.09. To be eligible for SSDI under this listed impairment, your multiple sclerosis must be characterized by the following:
- Disorganization of motor function in two extremities, resulting in an extreme limitation in the ability to stand up from a seated position, balance while standing or walking, or use the upper extremities.
OR - Marked limitation in physical functioning and one of the following:
- Thinking – understanding, remembering, or applying information; or
- Interacting with others; or
- Completing tasks – concentrating, persisting, or maintaining pace; or
- Adapting or managing oneself.
If you cannot meet the listing requirements, you may still qualify if your functional limitations prevent you from doing any job. In addition, for people over 50 years old, Social Security has a grids system to consider a person’s age when combined with their limitations on their employability.
Can I get disability benefits if I am suffering from the effects of Multiple Sclerosis?
Multiple sclerosis (MS) is a potentially disabling condition affecting the central nervous system.
In Multiple sclerosis, the immune system attacks the protective covering (myelin) surrounding nerve fibers, leading to communication issues between the brain and the rest of the body. Over time, this can result in irreversible damage or degeneration of the nerve fibers.
The signs and symptoms of MS can vary significantly among individuals, depending on the amount of nerve damage and the location of affected nerve fibers.
Some patients with MS may lose the ability to walk independently while others may experience extended periods of remission without the emergence of new symptoms. Some patients also experience severe pain, a cognitive decline, and overwhelming fatigue. Currently, there is no cure for multiple sclerosis. Nevertheless, various treatments are available to help facilitate recovery from attacks, alter the progression of the disease, and alleviate symptoms.
Common symptoms include:
- Numbness or weakness in one or more limbs, usually on one side of the body at a time
- Cognitive decline
- Severe pain
- Fatigue
- Electric shock-like sensations occur with certain neck movements, especially bending the neck forward
- Lack of coordination, tremors, or unsteady gait
- Tingling or pain in parts of the body
- Dizziness
- Blurry vision
- Partial or complete loss of vision, typically in one eye at a time
- Prolonged double vision
- Slurred speech
- Incontinence
Most diagnoses of Multiple Sclerosis occur between the ages of 20 and 50 but can occur at any age.
According to the National MS Society, nearly 1 million individuals in the United States are currently living with MS, and approximately 200 new cases are diagnosed each week. Gender is a significant risk factor for the development of MS, as the condition is three times more prevalent in females compared to males. Also, those with a family history of MS are at an increased risk of developing the disease. The prevalence of MS tends to be higher in regions farther from the equator, with some researchers suggesting that vitamin D deficiency may be a contributing factor.
Can I get Disability Benefits if I am suffering from the effects of Multiple Sclerosis?
The Social Security Administration recognizes multiple sclerosis as a disabling condition in its Blue Book under Section 11.09.
To be eligible for SSDI under this listed impairment, your multiple sclerosis must be characterized by the following:
- Disorganization of motor function in two extremities, resulting in an extreme limitation in the ability to stand up from a seated position, balance while standing or walking, or use the upper extremities.
OR - Marked limitation in physical functioning and one of the following:
- Thinking – understanding, remembering, or applying information; or
- Interacting with others; or
- Completing tasks – concentrating, persisting, or maintaining pace; or
- Adapting or managing oneself.
Applicants who suffer from multiple sclerosis and who have been prescribed and regularly use a wheelchair or walker have a greater chance of approval of their initial disability application.
Younger individuals under age 50 with mild to moderate MS who can perform some type of full-time work typically will not qualify for disability benefits. However, those of any age who have MS and can work and perform daily tasks only on good days but not on their bad days can still recover, but they will need more evidence to document the number of days that their symptoms are severe enough to keep them from working. These individuals often have trouble qualifying for Social Security Disability benefits without assistance.
If you have multiple sclerosis and your symptoms do not meet Social Security’s exact criteria, you can take steps to increase your chances of approval.
First, discuss all your symptoms with your healthcare providers and let them know how MS interferes with your daily activities – dressing, washing, working, cooking, driving, shopping.
These symptoms include any of the following:
- Difficulty walking, standing, or getting out of a chair
- Fatigue
- Pain
- Blurred vision or vertigo
- Numbness in hands
- Mental changes, such as forgetfulness, confusion, or getting along with others
Make sure these symptoms and their effects are documented in your medical records.
In addition to a diagnosis of MS by a neurologist and a long-term record of your symptoms by a primary care physician, an MRI showing proof of demyelination and a spinal tap that shows increased myelin basic proteins will strengthen your case. Keep a detailed diary of your daily activities. Social Security will send you a form for you to complete called a function report to document the challenges MS presents in your life. If some days are worse than others, be sure to note how many breaks you need to perform these tasks and how many days of the month your MS prevents you from performing these activities. The form will have questions such as “Do you drive?” You do not have to answer with a yes or no; take time to explain that sometimes you can drive a short distance, but on other days, uncontrolled body movements, pain, fatigue, cognitive issues, or blurred vision prevent you from going anywhere. Social Security may also request statements from others about your condition, such as an employer or colleague. Ask someone close to you to give a statement describing the challenges MS presents in your daily activities.
One way to prove disability is to show you have difficulty walking.
If you need an assistive device such as a wheelchair or walker, ask your doctor for a prescription, even if you already have the device or cannot afford the device. Social Security may assume that if there is no prescription for an assistive device, the patient doesn’t need one. If you are still working, keep track of your absences and the breaks you need throughout the day. This is important in establishing that your ability to maintain employment has declined. Social Security employs vocational experts who regularly testify that if a person is off-task 10% to 15% of the day or more, they are unemployable. These experts also will state that if a person is regularly absent more than two days a month, they are unemployable. If you consistently need to stop and take breaks from work because of the challenges of MS or miss work several days per month, you cannot maintain full-time employment. Please remember that even if you only work part-time but still earn more than Social Security allows under its substantial gainful activity (SGA) requirements, you will not be legally able to collect Social Security disability benefits.
“Once Social Security determines the limitations caused by your condition, they will employ a vocational expert to assess whether a person with these limitations is employable. Most vocational experts will find a person to be unemployable if their condition or the treatment rendered for the condition causes the person to regularly be absent two or more days a month or be “off-task” 15% or more of the workday.”
Additionally, individuals who suffer from MS could also qualify under other listings if other body systems have been affected by the disease.
It is essential to document any additional medical conditions you may have, such as cognitive decline, arthritis, anxiety, or depression, in your medical records, as these may help demonstrate your inability to perform other types of work. Many applicants experience multiple illnesses or injuries that hinder their ability to work full-time. While a single condition may not fulfill the criteria for a listed impairment as outlined in Social Security’s Blue Book, if an applicant has multiple medical conditions, Social Security must consider how those health issues, when combined, limit an applicant’s ability to hold a job and perform necessary daily tasks. In addition to your health issues, for persons over 50 years old, Social Security will consider your age, past work, and educational background under its grids system, as these elements influence your capacity to obtain and sustain employment.
Because multiple sclerosis can be an episodic disease with periods of relapse and periods of remission, it can be tricky to qualify for Social Security Disability benefits.
As applying may be problematic, if your symptoms interfere with writing and filling out forms, you may need assistance completing your disability application. Consulting an experienced Social Security Disability attorney to review your case and take over the burdens of gathering evidence and filing your application can prevent costly mistakes and increase your chances for approval.
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Disability Benefits FAQs
Social Security has some basic financial requirements.
Before you are eligible for Social Security disability benefits, you must satisfy some basic financial requirements. You must: 1) have a disability that has lasted or is expected to last 12 months; and 2) you must have worked in a job where you paid Social Security taxes long enough and recently enough; and 3) you must not earn more than Substantial Gainful Activity (SGA), which is $1,550 per month in 2024 for nonblind applicants and $2,590 per month for blind applicants.
Basic SSDI Requirements –>
You may also be eligible for Social Security Disability benefits if you have another medical condition.
One disorder alone may not meet the criteria of an impairment as stated in Social Security’s Blue Book, but if you have more than one medical condition, Social Security must consider how those health issues combined limit your ability to hold a job and perform necessary daily tasks.
Disability for Multiple Impairments –>
If you are 55 or older or have another medical condition you may get approval.
Applicants who are 55 or older often fall under a grid rule, which means they are not expected to learn a new job.
Disability for those over 55 –>
You may also be eligible for Social Security Disability benefits if you have another medical condition.
One disorder alone may not meet the criteria of an impairment as stated in Social Security’s Blue Book, but if you have more than one medical condition, Social Security must consider how those health issues combined limit your ability to hold a job and perform necessary daily tasks.
Disability for Multiple Impairments –>
Should you file a claim?
If you believe that you meet Social Security’s medical and financial requirements, you should apply for benefits. If you are still unsure or would like to talk to someone, please contact us at 512-454-4000. We are always ready to take your call and discuss your options with you free of charge. We are happy to help folks just like you find the best solution for their personal situation.
How do I file for Social Security Disability benefits?
Once you have decided to file a claim, you can take the first step and apply for Social Security Disability benefits in person at your local Social Security Administration office, online, or over the phone.
How to Apply for SSDI –>
Appealing denied benefits
Most who file are denied initially. That doesn’t mean you won’t qualify; you just need to file an appeal.
There are four steps to the Social Security appeal process.
SSDI Appeals Process –>
Do I need a disability attorney for SSDI?
You may certainly file a claim on your own, but evidence shows that your chances for approval are increased significantly if you have legal representation.
Do I need an SSDI attorney–>
What if I don’t qualify for SSDI?
If you haven’t worked long enough to earn enough work credits, or if you earn too much income, you may be eligible for disability benefits through another Social Security program, such as Supplemental Security Income (SSI), or from a long-term disability insurance plan through your employer or a privately purchased policy.
What is Supplemental Security Income or SSI?–>
I have long-term disability insurance – should I file a claim?
Absolutely – you should file a claim as soon as you become disabled.
LTD Disability Appeals Process–>
Disability benefits are an important source of income for those who are unable to work. If you are not able to work due to accident or illness, you may be eligible for Social Security Disability or Long Term Disability benefits. If you have applied for benefits and been denied, contact the attorneys at Bemis, Roach and Reed for a free consultation. Call 512-454-4000 and get help NOW.
Author: Attorney Lonnie Roach has been practicing law for 29 years. He is Superlawyers rated by Thomson Reuters and is Top AV Preeminent® and Client Champion Gold rated by Martindale Hubbell. Because of his extensive litigation experience Mr. Roach is board certified from the Texas Board of Legal Specialization. Lonnie is admitted to practice in the United States District Court - all Texas Districts and the U.S. Court of Appeals, Fifth Circuit. Mr. Roach is a member of the Texas trial lawyers association, has been active in the Austin Bar Association and is a past Director of the Capital Area Trial Lawyers Association. Mr. Roach and all the members of Bemis, Roach & Reed have been active participants in the Travis County Lawyer referral service.
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