San Antonio Long Term Disability Claims
Do you live in San Antonio and have a problem
with your long term disability (LTD) claim?
Author: Attorney Lonnie Roach
Winning Attorneys fighting for the Rights of the Disabled in San Antonio. Call 512-454-4000
It has become a common trend in the San Antonio area for long term disability insurance carriers to deny valid disability benefits claims.
San Antonio is one of the biggest cities in Texas, which means large employers. Such a high number of large companies means hundreds of thousands of employees who receive benefits from group insurance, including long term disability. It has become a common trend for long term disability insurance carriers to deny valid disability benefits claims either initially or after paying for a year or two, asserting that the person’s condition has improved or that the definition of disability has changed. They argue that they are an employee disability benefits plan immune from state law and governed solely by federal law (ERISA), which is favorable to the insurance company. As a result, San Antonio residents who have experienced a disabling illness or personal injury often find that their future ability to provide for their families depends on navigating the complexities of federal law.
Because of the complexity of ERISA, very few lawyers, not only in San Antonio but in the entire state of Texas, will accept these types of cases.
If a San Antonio resident’s LTD plan is provided as an employee benefit or purchased as an employment related group plan, it is likely governed by ERISA. ERISA law is highly intricate and few attorneys in the entire state of Texas will handle these types of cases. Unfortunately, without experienced legal representation, few claimants will prevail when faced with the seemingly endless resources of the insurance companies. The good news is that the Texas lawyers at Bemis, Roach & Reed have years of experience handling ERISA cases and have amassed an impressive track record of winning these cases for our clients at both the Federal District Court level and in the Federal Court of Appeals. When you consider an attorney to handle your long term disability claim, make sure he or she has considerable experience successfully navigating ERISA law. Ask how many ERISA long term disability cases he or she has handled and whether he or she has tried ERISA cases in Federal Court and the Court of Appeals and won.
Lonnie Roach – Successful ERISA Law LTD Attorney
Our offices are located in Austin but the majority of our LTD clients come from outside the Austin area including San Antonio, Houston and Dallas and our partner Lonnie Roach is one of the most experienced attorneys on ERISA law in the State of Texas. Fellow attorneys across Texas refer clients to Lonnie due to his success, experience and reputation on ERISA LTD claims. For more information on Lonnie please see his profile page Lonnie Roach LTD Lawyer or simply google his name. For more information regarding ERISA, please click on our ERISA page or our page on ERISA Frequently Asked Questions.
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Long Term disability insurance companies routinely deny claims, call 512-454-4000 for information.
Do you live in the San Antonio area and have you been denied long term disability benefits?
Bemis, Roach & Reed offers a free consultation to determine if we can assist you in obtaining or reinstating those benefits. Bemis, Roach & Reed is a Long term disability law firm located in Austin, Texas. We provide legal services to individuals throughout the State of Texas. Bemis, Roach & Reed has been successfully representing long term disability clients from San Antonio and other cities outside the Austin area. If you or someone you know is in need of a qualified disability benefits Texas attorney, call us toll free at (866) 433-4979.
San Antonio LTD Claim:
One San Antonio resident had been found to be totally disabled by the Social Security Administration. She suffered from severe spinal stenosis, severe degenerative facet arthropathy, and a grade 2 spondylolithesis. Under Social Security’s guidelines, a person with our client’s objectively documented condition is presumptively disabled from any gainful activity. She required a combination of Vicodin and Ultram simply in order to function. These medications are known to be cognitively impairing, however, and she had previously reported to Liberty Mutual that she could not concentrate when taking Vicodin and that her concentration was impaired by painkillers and pain. Liberty Mutual denied her claim, but we appealed, convincing Liberty Mutual to settle.
"Words can not truly express the gratitude that I feel toward Mr. Lonnie Roach and his professional team. I give them an A+++. Very compassionate and prompt. Their priorities are first and foremost helping you succeed at your case. When you feel helpless, feeling like someone is on your side can mean the world to you. Thank you for working for the people."
-Amy K.
Try these links for further reading on this subject:
For disability claims assistance in Johnson City
For disability application help in Kerrville
For social security disability help in Bastrop
Author: Attorney Lonnie Roach has been practicing law for over 29 years. He is Superlawyers rated by Thomson Reuters and is Top AV Preeminent® and Client Champion rated by Martindale Hubbell. Through his extensive litigation Mr. Roach obtained board certifications from the Texas Board of Legal Specialization. Lonnie is admitted to practice in the United States District Court – all Texas Districts and the U.S. Court of Appeals, Fifth Circuit. Highly experienced in Long Term Disability denials and appeals governed by the “ERISA” Mr. Roach is a member of the Texas Trial Lawyers Association, Austin Bar Association, and is a past the director of the Capital Area Trial Lawyers Association (Director 1999-2005) Mr. Roach and all the members of Bemis, Roach & Reed have been active participants in the Travis County Lawyer referral service.
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